14 Popular Cities Where Travel Insurance Is a Must
Traveling is one of life’s great pleasures but, unfortunately, things can sometimes go awry even with the best intentions in place. Imagine factoring a dream vacation into a mood board only to have a flight canceled, lose your luggage, or get sick in an unfamiliar place. It’s where travel insurance comes in as a trusty sidekick swooping in to offer us peace of mind when the unexpected happens.
It’s not just the right thing to do—it’s a travel essential, and in some cities around the world, it’s a necessity. Below are some of the most popular cities where having travel insurance might make all the difference between a minor hiccup and a vacation nightmare.
Paris
Ah, Paris—the City of Light! Who doesn‘t want to experience its romantic ambiance, iconic landmarks, and heavenly croissants? But pickpockets are also part of Paris’s reputation, and they are most famous around monuments such as the Eiffel Tower and Louvre. Also, the city is notoriously difficult to navigate. If your travel belongings get stolen or you experience an emergency, travel insurance could be handy to have and help you recoup lost belongings and emergency expenses.
Bangkok
Bangkok is colorful but can also be quite chaotic. In a city so energetic it can be overwhelming to try and navigate through the traffic and unpredictable weather. Tropical diseases such as dengue fever can sneak up on you but travel insurance ensures you can focus on the adventure without worrying about the unexpected such as medical issues or travel accidents.
Rome
Rome’s ancient charm is undeniable but so is its reputation as a place of scams and pickpockets. Petty theft is a favorite on the crowded streets near the Colosseum and Vatican City. Travel insurance isn’t just for stolen valuables, it could also mean ensuring you have medical assistance if you hurt yourself while trying to avoid the traffic turns on Champs-Elysées or Queens Way.
Cairo
Cairo is an amazing city with lots of history and ancient pyramids, but then there are the busy streets and local scams which can make any trip stressful. At the same time, it’s a city where unexpected health problems — particularly caused by food or water — can easily happen. Travel insurance is a safety net in case there are any complications when you travel to one of the world’s historical gems.
Mexico City
Mexico City is another large city in the world. With so much to do and see, it can be exciting. However, its size and complexity make traveling through it a little challenging. Health concerns of food or water, or petty crime are also risks in tourist areas. It’s a good idea to get travel insurance if you’re visiting this bustling city and prepare against any bumps in the journey.
New York City
Breathtaking skyline or not, visiting New York City can get intimidating fast. Anything can happen, from subway mishaps to lost luggage at one of its many airports. If that trip downtown is derailed by delays, cancellations, or even unexpected health concerns, not having travel insurance is a blunder that will cost you.
Rio de Janeiro
You’ve heard of Rio for its bright culture, stunning beaches and it’s epic Carnival celebrations. But the city also has crime-ridden areas, and tourists are easy targets. As with most cities, being without travel insurance for Rio doesn’t equip you for such misfortunes as stolen personal items or medical emergencies, and leaves you to enjoy the samba with a little uncertainty.
Istanbul
According to the Times of India, Istanbul is a city that stands on two continents, providing a very unique mash up of cultures. While the markets are crowded, its touristy spots are hotspots for pickpockets. Besides, the political unrest and strikes can happen anytime in Istanbul. If for example you have travel insurance, it helps cover unexpected expenses or cancellation if something out of the ordinary would occur in these situations.
Mumbai
There’s nothing quite like Mumbai, India’s bustling city. It can get intense very fast. A bad stomach from eating something you’ve never seen before, or losing a wallet in the dense markets can turn a fun trip into a regrettable one overnight. Travel insurance takes away the worry about medical treatment or theft so that you can absorb the city’s pulse.
Tokyo
This city is incredibly safe, busy, clean, and orderly. Life in this high-tech city moves fast and visitors can run into trouble if they don’t pay attention — you could lose your possessions or need medical help after too much sushi. If your trip does get interrupted, travel insurance can give you peace of mind.
Athens
Stunning ruins and rich history just make Athens a charmer. But pickpocketing is common in busy places, and if something goes wrong with your health, medical care can be expensive. If something unexpected happens up on the Acropolis (or wherever you are in Athens), travel insurance can protect you.
Barcelona
It’s got a lot of art, and culture and, unfortunately, lots of pickpockets. This lively city is often targeted against tourists, essentially in busy areas as in Las Ramblas. If you travel, theft can happen (especially in major cities) and if you get hurt, you might need a doctor. Travel insurance can help care for you should you need medical attention while you’re away from home.
Hanoi
Hanoi is a fascinating city to visit because you get the traditional and modern mixed, but it’s also known as a city with crazy traffic and street food that may not agree with some stomachs. It is one of those cities where insurance can come in handy when you need medical help, or something you’ve got – valuable or otherwise – gets lost.
Marrakech
Marrakech is a sensory treat because of its colourful markets, rich history, and unique architecture. This vibrant city is also known for tourist scams and for street crime. Before you set foot out there, make sure you have travel insurance that will cover any thefts or medical needs that might come up – so you can kick back and soak in that enchanting atmosphere without worry.
Disclaimer: This list is solely the author’s opinion based on research and publicly available information.
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