Retirement 2025: 10 Worst Destinations to Retire in South Carolina

South Carolina is often seen as a top retirement destination due to its warm climate, scenic coastlines, and tax-friendly retirement policies. However, not all cities and towns in the Palmetto State are ideal for retirees.

Factors such as high crime rates, lack of healthcare access, poor infrastructure, and high living costs can make some locations less desirable for those looking to enjoy their golden years. If you plan to retire in South Carolina in 2025, here are 10 places you may want to avoid.

North Charleston

North Charleston is one of the most dangerous cities in South Carolina, with crime rates significantly above the national average. Violent crimes and property theft make it a risky location for retirees seeking a peaceful and secure environment. Housing is relatively affordable, but the overall quality of life is impacted by a lack of well-maintained infrastructure and limited recreational options for older adults.

Columbia

Columbia offers plenty of amenities as the state capital, but the growing population and development have also contributed to increased traffic congestion, making daily errands more stressful. Additionally, the summer heat and humidity can be overwhelming, which may not be ideal for retirees with respiratory conditions. Columbia may not be the best option for those seeking a quiet, relaxed retirement.

Myrtle Beach

Myrtle Beach is famous for its beaches and golf courses, but retirees should be cautious before settling here. The city’s popularity as a tourist destination leads to overcrowding, traffic congestion, and higher prices, especially during peak seasons. Crime rates, particularly property crimes, are higher than the national average, making safety a concern for retirees. The cost of living is also rising, with increasing home prices and insurance rates due to the risk of hurricanes and flooding.

Sumter

Sumter has a small-town feel but faces economic challenges that affect its livability, especially for retirees. The city has one of the highest poverty rates in South Carolina, leading to issues like crime and underfunded public services. The local economy is also struggling, with fewer job opportunities and declining businesses, which can impact property values and community investments.

Florence

Florence is centrally located and has a growing healthcare industry, but it also faces problems that make it a less attractive retirement destination. Crime rates in Florence are higher than the national average, particularly in certain areas, making safety a concern for retirees. The overall infrastructure is also outdated, with poorly maintained roads and limited public transportation options.

Rock Hill

Rock Hill has seen rapid growth in recent years, but this expansion has led to increased cost of living and infrastructure challenges. Housing prices have risen, making it less affordable for retirees on a fixed income. Traffic congestion has worsened due to its proximity to Charlotte, making commuting and daily errands more frustrating. While Rock Hill offers some healthcare services, the facilities are often crowded, requiring retirees to travel for specialized care.

Greenville

Greenville has gained popularity, but the high cost of living and rising property values have made it less affordable for retirees. Traffic congestion has become a significant issue, making it difficult for older adults to navigate the city. Additionally, the city experiences extreme summer heat and humidity, which can be uncomfortable for retirees. 

Orangeburg

Orangeburg is one of the poorest areas in South Carolina, and its economic struggles impact the overall quality of life. High unemployment rates and underfunded public services make it a challenging place to live, particularly for retirees who rely on strong community resources. While the cost of living is low, safety and healthcare access trade-offs make Orangeburg a poor retirement choice.

Spartanburg

Spartanburg has been making economic improvements, but it still has several drawbacks that make it less suitable for retirees. Healthcare services are available but not as comprehensive as in larger cities, leading to potential delays in medical care. Housing remains relatively affordable, but public infrastructure, including roads and public transport, is lacking.

Georgetown

Georgetown’s coastal location makes it susceptible to hurricanes, flooding, and rising insurance costs, which can be problematic for retirees. The small-town environment means limited access to specialized healthcare and fewer entertainment options. The economy primarily relies on tourism and fishing, leading to seasonal fluctuations in prices and employment.

Disclaimer: This list is solely the author’s opinion based on research and publicly available information.

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